Sangameshwar Hospital

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Government Health Schemes & Cashless Insurance in Gadag

At Dr. Dhannur’s Sangameshwar Multispeciality Hospital, we believe that quality healthcare should be accessible to every family. Avail affordable, reliable, and paperless cashless treatments under recognised government health schemes and major private insurance TPAs.

?5 Lakhs

Annual Family Cover (AB-ARK)

800+

Cashless Surgical Procedures

100%

Paperless & Cashless Support

24/7

Arogyamitra Desk on Campus

Empanelled Healthcare Programs

Active Government Schemes at Sangameshwar Hospital

At Dr. Dhannur’s Sangameshwar Hospital, we ensure that financial constraints never stand in the way of life-saving medical care. Learn about your eligibility and treatment benefits below.

Ayushman Bharat Arogya Karnataka Scheme Sangameshwar Hospital Gadag Central & State Flagship

Ayushman Bharat - Arogya Karnataka (AB-ARK / PM-JAY)

The joint initiative between the Government of India (PM-JAY) and Government of Karnataka (ARK) delivering comprehensive secondary and tertiary cashless healthcare for eligible households.

Coverage & Benefits
  • ?5,00,000 per family per year for secondary & tertiary surgical packages.
  • Zero out-of-pocket expenses for bed, OT, diagnostics, implants, and medicines.
  • Pre-hospitalization (3 days) and post-hospitalization (15 days) care included.
Who is Eligible?
  • Priority Household (BPL / Antyodaya Anna Yojana) cardholders.
  • Beneficiaries identified in the Socio-Economic Caste Census (SECC).
  • APL cardholders (eligible for 30% state financial assistance on select procedures).
Yeshasvini Health Insurance Scheme Sangameshwar Hospital Gadag Co-operative Farmers Initiative

Yeshasvini Co-operative Farmers Health Scheme

Karnataka's flagship healthcare insurance program dedicated to rural and urban co-operative society members, providing extensive surgical treatment network coverage.

Coverage & Benefits
  • Coverage across 800+ surgical procedures across general surgery, orthopaedics & urology.
  • Up to ?5,00,000 annual family coverage for high-end tertiary surgeries.
  • Subsidized diagnostics and fast cashless admission workflow.
Who is Eligible?
  • Members of Primary Agricultural Credit Co-operatives (PACS) in Karnataka for = 3 months.
  • Members of Rural & Urban Co-operative Societies (Milk, Weavers, Fishermen).
  • Family members dependent on the registered primary co-operative member.
Corporate & Personal Mediclaim

Cashless Private Health Insurance & TPAs

Sangameshwar Hospital partners with leading Third Party Administrators (TPAs) and private insurance providers. Our dedicated cashless billing desk processes pre-authorizations within 2 to 4 hours for seamless, paperless hospital admissions.

Dedicated on-campus insurance coordinator

STAR HEALTH Allied Insurance
Star Health Allied Insurance Co. Instant Cashless
HDFC ERGO General Insurance
HDFC ERGO General Insurance Cashless Approved
ICICI Lombard Health & General
ICICI Lombard General Insurance 2-Hr Pre-Auth
CARE HEALTH Insurance Company
Care Health Health Insurance Empanelled Partner
Niva Bupa Health Insurance
Niva Bupa Health Insurance Cashless Approved
BAJAJ Allianz General Insurance
Bajaj Allianz General Insurance Fast Pre-Auth
Medi Assist India's Leading TPA
Medi Assist Insurance TPA Direct On-Desk
VIDAL HEALTH TPA Services Ltd.
Vidal Health TPA Services 100% Cashless
PARAMOUNT Health Services TPA
Paramount Health TPA Services Instant Settlement
FHPL Family Health Plan
FHPL TPA Family Health Plan Pre-Authorized
SBI General Insurance Company
SBI General Health & Mediclaim PSU Empanelled
T TATA AIG Insurance Solutions
Tata AIG General Insurance Cashless Approved
United & New India PSU Health Insurers
United & New India Govt & PSU Assurance 100% Cashless
MDIndia Health Insurance TPA
MDIndia Health Insurance TPA Quick Approvals
Heritage Health TPA Private Ltd.
Heritage Health Insurance TPA Empanelled
All Other TPAs 24/7 Desk Assistance Direct Help
If your insurance provider is not listed above, our billing team assists with complete document processing for 100% reimbursement claims.
Seamless Patient Journey

How to Avail Cashless Treatment in 4 Easy Steps

We have streamlined our scheme registration and authorization process to minimize waiting time so your loved ones receive prompt medical attention.

1

Desk Verification

Visit our dedicated Arogyamitra Helpdesk at the ground floor lobby with your Aadhaar and Ration/Scheme Card for instant online eligibility lookup.

2

Specialist Consultation

Our consultant doctor examines the patient, prescribes diagnostic scans, and prepares the surgical treatment package required for pre-authorization.

3

Online Pre-Auth Approval

Our scheme coordinators submit the clinical pre-authorization documents to the government portal/TPA for quick cashless sanction and immediate admission.

4

Cashless Discharge

After successful surgery and recovery, the patient is discharged with post-operative medicines, discharge summary, and zero unexpected out-of-pocket charges.

Patient Readiness Checklist

Mandatory Documents Required

Please carry the original copies along with 2 sets of photocopies during admission for quick portal verification:

Aadhaar Card

Original Aadhaar Card of the patient and primary family cardholder.

Ration Card (BPL / Antyodaya / APL)

Valid Karnataka Food & Civil Supplies ration card displaying family names.

Scheme Specific Health Card

Yeshasvini Member Card / AB-ARK Golden Card / PM-JAY Digital Health ID.

Doctor Referral & Previous Reports

Government hospital referral slip (if applicable) and recent scan/blood test records.

Dedicated Patient Assistance

Need Assistance with Government Schemes?

You don't have to navigate government portals alone. Our on-campus Arogyamitra Coordinator & Scheme Liaison Officer is stationed 24/7 at the ground floor lobby to assist you with eligibility verification, document scanning, and approval tracking.

Direct Scheme Helpline
Helpdesk Location
Ground Floor Reception, Opposite S.P. Office, Gadag
Got Questions?

Frequently Asked Questions

Clear answers to common questions regarding government health schemes, patient eligibility, and claim procedures in Gadag.

1. Is treatment under Ayushman Bharat (AB-ARK) 100% cashless at Sangameshwar Hospital?
Yes. For eligible BPL / Priority Household beneficiaries and SECC families, all approved surgical and medical treatments are completely cashless up to ?5,00,000 per family per year. This package includes hospital bed charges, doctor & surgeon consultations, modular operation theatre charges, nursing care, required implants, diagnostic investigations, and standard discharge medications.
Any farmer or citizen who has been an active member of a registered Karnataka co-operative society (Primary Agricultural Credit Co-operatives, Milk Producer Unions, Weavers, Fishermen, or Urban Co-operative Banks) for at least 3 months is eligible along with their dependent family members.
In emergency life-threatening cases, medical stabilization and treatment are initiated immediately 24/7. Our Arogyamitra team provides a 24-hour window for family members to furnish the required Aadhaar and Ration Card documents to register the pre-authorization emergency intimation on the government portal.
We offer cashless treatments across General & Laparoscopic Surgery (Hernia, Gallbladder, Appendix), Orthopaedics & Trauma (Joint replacements, Fracture fixations), Urology (Laser kidney stone removal, Prostate surgery), ENT (Tympanoplasty, Mastoidectomy), Obstetrics & Gynaecology (Caesarean, Hysterectomy), and Paediatric emergency care.
Yes. Under the Arogya Karnataka framework, non-BPL / APL cardholders are eligible for a 30% co-payment government subsidy on approved secondary/tertiary surgical packages up to ?1,50,000 per family per year.